Minimum cart value to avail 3, 6, 9 & 12 months EMI is Rs 4000.
Valid ONLY for HDFC & Citibank credit card.
EMI not applicable for debit cards.
The Bank charges annual interest rates (as shown below) according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.
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